Lifelong Learning Council Queenland Inc

Insurance for Not for Profit Orgs


Community-based and not-for-profit organisations can better manage risk through our cost effective Group Insurance Scheme. Our scheme, which has been in place since 2001, currently provides affordable insurance options for more than 50 organisations across Queensland.


Lower cost insurance: LLCQ achieves a lower cost for your organisation by purchasing bulk insurance
Insurance designed for your organisation: The covers available are designed for adult education, learning and training programs as well as a range of community activities and services

Support adult and community learning: In joining the scheme, your management fee is directed into promoting, advocating and supporting adult and community learning across Queensland. LLCQ does not receive commissions.
Easy to use online services: Members can process renewals online quickly and easily via the website.
Become part of a network of organisations and individuals with an interest in adult and community education to enhance the profile of adult and community education in Queensland


To join the scheme, your organisation needs to meet the following criteria:

Not-for-profit organisation
Separately incorporated entity
LLCQ member
Agree with LLCQ’s constitutional objectives
Identify with aspects of the Adult and Community Learning in Queensland Statement

LLCQ Membership form - (PDF 600K)
LLCQ's Objects, Activities and Roles - (PDF 128K)
Statement: Adult and Community Learning in Queensland (860K)

Types of cover

The following covers are available:

Public / Product Liability ($30,000,000). Special events are also able to be covered.
Personal Accident Insurance for volunteers and work experience ($100,000 and $250,000 limits available)
Association Liability covering Directors & Officers / Professional Indemnity / Employment Practices Liability, employee dishonesty, tutors and contractors (and other extensions) ($2,000,000 or $5,000,000), and
Industrial Special Risks Insurance (covers property and contents for fire, theft, etc. Flood is not covered.)

The insurances offered through this scheme have been negotiated to cover the normal insurance needs of most organisations involved with adult education / learning / training programs (including school age tutoring) as well as a range of other community activities and services.

Please note:

The common due date for the four policies is the 31st May each year. You can join at any time.
The Lifelong Learning Council Queensland Inc. has appointed Coverforce Insurance Broking Pty Ltd (AFSL 302522) to negotiate with insurers for the scheme. LLCQ is not the insurance broker or Insurer. LLCQ does not provide advice about insurance.
Coverforce Insurance Broking provides insurance advice, placement of insurance, policy documentation, and claims assistance. Coverforce have dedicated staff that manage the insurance programme on behalf of LLCQ.
All policies are placed with authorised Australian insurance companies.
Members have access to a seamless online renewal process via a website that makes the whole process easy with reduced paperwork. The website is only available to members of the scheme and is password controlled. With your username and password your documentation is available whenever needed through this website.
The membership fee for the Lifelong Learning Council Queensland is $33 per annum for organisations and $30 for individuals, and all subscriptions fall due on 30th June each year.
you become a member of a group that has its policy in the name of LLCQ with your organisation listed on that policy as a participating organisation. Certificates of Currency are issued in the name of LLCQ with your organisation specifically named as a participating organisation.
quotes are issued by Coverforce Insurance Brokers Pty Ltd

Helping LLCQ help Adult and Community Education in Queensland

In joining this scheme your organisation supports the Lifelong Learning Council Queensland to promote lifelong and lifewide learning in the community.

LLCQ is an unfunded organisation. No commission is paid to LLCQ for your participation. The group management fee LLCQ charges provides our resources to promote, advocate and support adult and community learning in Queensland.